Florida remains the most searched U.S. state among international home shoppers, and the numbers back it up. In the first quarter of 2026, Miami alone captured over 10% of all international buyer views on Realtor.com, with Orlando and Tampa also ranking among the nation’s top five metros for overseas interest. If you’re an international buyer wondering whether you can actually own property here, the answer is yes, and it’s simpler than most people expect.

No Citizenship or Residency Required

International purchasers can legally buy homes, condos, land, and investment property in Florida without U.S. citizenship or permanent residency. You don’t need a green card, a visa sponsor, or even to be physically present at closing; most transactions can close remotely using a power of attorney.

Why Florida, Specifically?

Beyond the weather, buyers are drawn to Florida’s tax advantages (no state income tax), established international buyer networks, and strong long-term appreciation. Canadian buyers currently represent the largest share of international demand nationally, with strong interest also coming from Mexico, the UK, Germany, and Australia.

Financing Options for Foreign Nationals

You don’t need U.S. credit history or a Social Security number to get a mortgage. Common options include:

• Foreign National Conventional loans, typically 25-30% down
• Foreign National Jumbo loans for luxury properties, 30-40% down
• DSCR loans, which qualify based on a property’s rental income rather than your personal income

Lenders will generally ask for a valid passport, proof of funds, bank statements, and an ITIN or SSN if you have one.

What About Taxes?

Foreign buyers pay the same property taxes as U.S. citizens, no different rate. The one thing to plan for is FIRPTA (the Foreign Investment in Real Property Tax Act), which applies when you eventually sell: the IRS requires 15% of the gross sale price to be withheld at closing. It’s not an extra tax, but it does affect your cash flow at sale, so it’s worth planning for with a qualified accountant.

The Buying Process, Step by Step

1. Define your goals: investment, vacation home, or relocation
2. Work with an agent experienced in international transactions
3. Tour properties in person or virtually
4. Review U.S. tax implications with an advisor
5. Make an offer and negotiate
6. Arrange financing or funds, and close, often remotely

Ready to Start Your Search?

Whether you’re looking at a condo, a vacation property, or land to build on, Ne Plus Ultra Realty Group works with international buyers throughout the purchase process, from your first questions to closing day. Contact us to talk through what you’re looking for.